/* A One Tax Associates - responsive, dependency-free website. */
:root{--ink:#152d32;--green:#103f38;--green2:#176956;--blue:#1688ad;--gold:#d9b749;--muted:#52636a;--paper:#f5f3ed;--line:#dce2dd;--white:#fff;--wrap:1220px;--serif:Georgia,'Times New Roman',serif;--sans:Arial,Helvetica,sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:124px}body{margin:0;color:var(--ink);font-family:var(--sans);font-size:16px;line-height:1.7;background:var(--white);-webkit-font-smoothing:antialiased}button,a{-webkit-tap-highlight-color:transparent}img{max-width:100%;height:auto;display:block}a{color:inherit;text-decoration:none}p{margin:0 0 1.15em}h1,h2,h3{font-weight:400;margin:0 0 .6em;line-height:1.12;letter-spacing:-.03em}h1,h2{font-family:var(--serif)}h1{font-size:clamp(40px,4.6vw,66px)}h2{font-size:clamp(32px,3.3vw,48px)}h3{font-family:var(--sans);font-size:21px;font-weight:600;letter-spacing:-.025em;line-height:1.3}em{font-weight:400;color:var(--green2)}strong{font-weight:700}address{font-style:normal}svg{flex-shrink:0;vertical-align:middle}hr{border:0;border-top:1px solid var(--line);margin:30px 0}button{font:inherit}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid var(--blue);outline-offset:5px}a:hover{text-decoration:none}.wrap{width:min(var(--wrap),calc(100% - 80px));margin-inline:auto}.section{padding:96px 0}.paper{background:var(--paper)}.narrow{max-width:850px}.small{font-size:13px;line-height:1.65}.muted{color:var(--muted)}.eyebrow{font-size:11px;font-weight:700;letter-spacing:.17em;line-height:1.6;color:var(--green2);text-transform:uppercase;margin-bottom:23px}.eyebrow-line{display:inline-block;width:26px;height:2px;background:var(--green2);margin:0 10px 3px 0}.lead{font-size:21px;line-height:1.55;max-width:740px}.actions{display:flex;align-items:center;gap:14px;flex-wrap:wrap;margin:30px 0 0}.button{display:inline-flex;gap:20px;align-items:center;justify-content:center;min-height:52px;padding:13px 22px;font-size:13px;font-weight:700;line-height:1.5;border:1px solid var(--green);transition:background .18s,color .18s;letter-spacing:.005em}.button svg{width:19px;height:19px}.button-solid{background:var(--green);color:#fff}.button-solid:hover{background:var(--green2);border-color:var(--green2)}.button-outline{background:transparent;color:var(--green);border-color:#aebcb4}.button-outline:hover{background:#e8eeea}.text-link{display:inline-flex;align-items:center;gap:16px;color:var(--green);font-size:13px;font-weight:700;padding:7px 0;border-bottom:1px solid #b8c8c0}.text-link svg{width:18px;height:18px}.text-link:hover{border-color:var(--green);color:var(--green2)}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.skip-link{position:fixed;top:-70px;left:20px;z-index:999;padding:10px 22px;background:#fff;color:var(--green);box-shadow:0 3px 12px #0003}.skip-link:focus{top:12px}
/* Identity and navigation */
.topbar{background:var(--green);color:#eef4ee;font-size:11px;letter-spacing:.035em}.topbar-inner{display:flex;justify-content:space-between;gap:20px;padding-block:9px}.topbar b{margin:0 10px;font-weight:400;color:var(--gold)}.topbar a:hover{text-decoration:underline}.site-header{position:sticky;top:0;background:#fff;z-index:50}.header-inner{display:flex;justify-content:space-between;gap:28px;align-items:center;min-height:102px}.brand{display:flex;align-items:center;gap:14px;flex-shrink:0}.brand img{width:66px;height:66px}.brand strong{display:block;font-family:var(--serif);font-size:24px;letter-spacing:-.04em;font-weight:400;line-height:1.16}.brand small{display:block;font-size:8px;letter-spacing:.15em;font-weight:700;margin-top:7px}.main-nav ul{list-style:none;padding:0;margin:0;display:flex;gap:27px;align-items:center}.main-nav a{display:flex;align-items:center;gap:10px;min-height:46px;font-size:12px;font-weight:600;border-bottom:2px solid transparent;white-space:nowrap}.main-nav a:hover,.main-nav a[aria-current]{color:var(--green2);border-bottom-color:var(--gold)}.main-nav .nav-guide{border:1px solid var(--line);padding:9px 14px}.nav-guide svg{width:15px;height:15px}.main-nav .nav-guide:hover{background:var(--paper);border-color:var(--green)}.nav-toggle{display:none;color:var(--green);border:1px solid var(--line);background:#fff;padding:10px 12px;font-size:13px;font-weight:600;cursor:pointer}.nav-toggle span{margin-left:8px}.flag-rule{height:3px;background:linear-gradient(110deg,#1a9651 0%,#1a9651 35%,#e1c145 35%,#e1c145 37%,#192b2b 37%,#192b2b 62%,#e1c145 62%,#e1c145 64%,#2698bf 64%,#2698bf 100%)}
/* Homepage */
.home-hero{background:var(--paper);overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.08fr 1fr;gap:64px;padding:70px 0 77px;align-items:center}.hero-copy{padding:10px 0}.hero-copy h1{font-size:clamp(44px,4.8vw,70px);line-height:1.075;margin-bottom:25px;letter-spacing:-.042em}.hero-copy .lead{font-size:20px;max-width:450px;margin-bottom:17px}.hero-copy>p:not(.eyebrow):not(.lead){max-width:490px;color:var(--muted);font-size:14px;line-height:1.8}.hero-copy .hero-note{font-size:10px!important;letter-spacing:.04em;margin:22px 0 0}.hero-visual{position:relative;padding:0 0 45px 0}.hero-image{position:relative;height:502px;overflow:hidden;border-top-right-radius:100px;background:#d6ded9}.hero-image img{height:100%;width:100%;object-fit:cover;object-position:center}.hero-caption{position:absolute;left:-32px;right:33px;bottom:12px;background:var(--green);color:#fff;display:flex;align-items:center;gap:15px;padding:24px 28px;box-shadow:0 15px 35px #153a2817}.hero-caption strong{display:block;font-family:var(--serif);font-size:19px;font-weight:400;line-height:1.3}.hero-caption span:not(.caption-symbol){display:block;font-size:11px;color:#d4e3dc;margin-top:5px}.caption-symbol{display:grid;place-items:center;border:1px solid #6f9a82;width:39px;height:39px;border-radius:50%;flex-shrink:0;color:var(--gold)}.visual-line{position:absolute;height:3px;width:90px;background:var(--gold);right:0;bottom:0}.trust-strip{border-bottom:1px solid var(--line)}.trust-strip>.wrap{display:flex;justify-content:space-between;gap:18px;padding-block:25px}.trust-strip span{font-size:11px;font-weight:600;letter-spacing:.035em;color:#546963;position:relative}.trust-strip span:not(:last-child):after{content:'·';position:absolute;right:-42px;color:var(--gold)}.section-heading{display:grid;grid-template-columns:1.08fr 1fr;gap:80px;margin-bottom:46px;align-items:end}.section-heading h2{margin-bottom:0}.section-heading>p{color:var(--muted);font-size:15px;max-width:420px;margin:0 0 7px}.services-grid{display:grid;grid-template-columns:repeat(6,1fr);gap:20px}.service-card{grid-column:span 2;position:relative;border:1px solid var(--line);padding:34px 30px 28px;display:flex;flex-direction:column;transition:background .2s,border .2s;min-width:0}.service-card:nth-child(4),.service-card:nth-child(5){grid-column:span 3}.service-card:hover{background:var(--paper);border-color:#99b6a8}.service-icon{display:grid;place-items:center;width:44px;height:44px;background:#edf2ec;color:var(--green);margin-bottom:27px}.card-index{position:absolute;right:28px;top:35px;color:#6b7d74;font-size:10px;letter-spacing:.1em}.service-card h3{font-size:20px;margin-bottom:12px;line-height:1.32}.service-card p{font-size:13px;color:var(--muted);line-height:1.8;margin-bottom:22px}.service-card .text-link{margin-top:auto;align-self:flex-start;font-size:11px;border:0}.split{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}.split-copy p:not(.eyebrow){font-size:15px;color:var(--muted)}.editorial-photo{position:relative;height:480px;overflow:hidden;background:#d9dfd7}.editorial-photo img{width:100%;height:100%;object-fit:cover}.photo-label{position:absolute;bottom:0;left:0;background:#fff;color:var(--green);padding:18px 26px;font-size:10px;letter-spacing:.14em;font-weight:700}.check-list{list-style:none;padding:0;margin:22px 0 28px}.check-list li{display:flex;gap:13px;margin:12px 0;font-size:13px;line-height:1.6}.check-list svg{width:17px;height:17px;color:var(--green2);margin-top:2px}.guide-feature{background:#e9efeb}.guide-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:90px;align-items:center}.guide-grid>div>p:not(.eyebrow){max-width:520px}.book-visual{display:flex;justify-content:center;align-items:center;min-height:370px;perspective:1000px}.book-cover{background:var(--green);width:278px;height:370px;padding:28px;color:#fff;box-shadow:22px 22px 32px #153a2822;position:relative;transform:rotate(-6deg)}.book-cover:after{content:'';position:absolute;right:-5px;top:4px;bottom:3px;width:5px;background:repeating-linear-gradient(#fff,#fff 1px,#c4c9c2 1px,#c4c9c2 2px)}.book-cover>span{font-size:8px;letter-spacing:.12em;display:block}.book-rule{height:2px;background:var(--gold);margin:20px 0 26px;width:45px}.book-cover strong{font-family:var(--serif);font-size:30px;font-weight:400;line-height:1.1;display:block}.book-cover b{font-family:var(--serif);font-size:73px;line-height:1.3;color:var(--gold);display:block;font-weight:400;letter-spacing:-.05em}.book-cover p{font-size:9px;letter-spacing:.08em;margin:6px 0 22px;line-height:1.8;color:#cfe2d6}.book-cover small{font-size:6px;letter-spacing:.1em}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:38px}.steps article{padding-top:28px;border-top:1px solid var(--line)}.steps article>span{display:block;font-family:var(--serif);font-size:37px;color:var(--green2);margin-bottom:20px}.steps p{font-size:14px;color:var(--muted);max-width:300px}.faq{margin-top:32px;border-top:1px solid var(--line)}.faq details{border-bottom:1px solid var(--line)}.faq summary{font-size:15px;font-weight:600;padding:22px 35px 22px 0;cursor:pointer;list-style:none;position:relative}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:'+';position:absolute;right:5px;font-size:22px;top:15px;font-weight:400;color:var(--green2)}.faq details[open] summary:after{content:'−'}.faq details>div{padding:0 35px 15px 0;max-width:760px}.faq p{font-size:14px;color:var(--muted)}
/* Interior pages */
.page-hero{background:var(--paper);padding:25px 0 65px}.crumbs{display:flex;align-items:center;gap:12px;font-size:10px;letter-spacing:.03em;color:var(--muted);margin-bottom:43px}.crumbs a{text-decoration:underline;text-underline-offset:3px}.page-hero .eyebrow{margin-bottom:18px}.page-hero h1{max-width:970px;font-size:clamp(40px,4.4vw,63px)}.page-hero .lead{font-size:18px;color:var(--muted);max-width:740px;margin-bottom:0}.all-services{margin-top:0}.note-panel{margin-top:32px;padding:24px 28px;border-left:3px solid var(--gold);background:var(--paper);font-size:13px;line-height:1.8}.note-panel strong{font-size:14px}.note-panel p{margin:6px 0 0}.detail-layout{display:grid;grid-template-columns:1.65fr 1fr;gap:70px;align-items:start}.intro{font-size:16px;color:var(--muted);max-width:670px}.service-sections{margin-top:38px}.service-sections article{display:flex;align-items:flex-start;gap:23px;border-top:1px solid var(--line);padding:28px 0}.service-sections article>span{font-size:11px;letter-spacing:.06em;color:var(--green2);padding-top:3px}.service-sections p{font-size:14px;color:var(--muted);margin:0}.service-sections h3{font-size:20px}.side-panel{background:var(--paper);padding:34px 32px;border-top:3px solid var(--green)}.side-panel h2{font-size:30px}.side-panel h3{font-size:17px}.side-panel p:not(.eyebrow){font-size:13px;color:var(--muted)}.side-panel .check-list{margin:20px 0}.brand-panel{background:var(--paper);min-height:460px;display:flex;justify-content:center;align-items:center;flex-direction:column;padding:35px}.brand-panel img{width:285px;height:285px}.brand-panel p{font-size:11px;letter-spacing:.12em;text-transform:uppercase;margin:25px 0 0}.three-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.value-card,.sector-card{padding:28px 25px;border:1px solid var(--line)}.value-card p,.sector-card p{font-size:14px;color:var(--muted);margin-bottom:0}.value-card{background:#fff;margin-top:15px}.value-card h3{font-size:20px}.sector-card>span{display:block;margin-bottom:25px}.sector-card h2{font:600 21px/1.35 var(--sans);letter-spacing:-.03em}.quote-panel{background:var(--green);color:#fff;padding:50px}.quote-panel p{font:400 37px/1.3 var(--serif);letter-spacing:-.035em}.quote-panel span{font-size:9px;letter-spacing:.15em;color:var(--gold)}.resource-group{margin-bottom:53px}.resource-group>h2{font-size:29px;margin-bottom:24px}.resource-card{border:1px solid var(--line);padding:28px;display:flex;flex-direction:column}.resource-card h3{font-size:19px}.resource-card p{font-size:13px;color:var(--muted);margin-bottom:24px}.resource-card>a{display:inline-flex;align-items:center;gap:12px;font-size:12px;font-weight:700;color:var(--green);margin-top:auto}.resource-card>a:hover{text-decoration:underline}.resource-card>a svg{width:14px;height:14px}.contact-grid{display:grid;grid-template-columns:1.4fr 1fr;gap:80px}.contact-main h2{font-size:43px}.email-display{font-size:clamp(16px,2.05vw,27px);color:var(--green);font-weight:600;overflow-wrap:anywhere;letter-spacing:-.035em;display:inline-block;margin:10px 0}.email-display:hover{text-decoration:underline}.contact-main .small{margin-top:18px;max-width:550px}.contact-aside{padding:38px;background:var(--paper);align-self:start;border-top:3px solid var(--green)}.contact-aside h2{font-size:31px}.contact-aside address{font-size:18px;margin-top:28px;line-height:1.8}.contact-aside h3{font-size:17px}.hours{font-size:13px}.hours>div{display:flex;justify-content:space-between;gap:20px;border-bottom:1px solid var(--line);padding:9px 0}.hours dd{margin:0}.contact-aside .small{margin-top:22px;color:var(--muted)}.policy-layout{display:grid;grid-template-columns:265px 1fr;gap:80px;align-items:start}.policy-menu{padding:25px;background:var(--paper)}.policy-menu .eyebrow{margin-bottom:16px}.policy-menu a{display:block;font-size:12px;line-height:1.5;padding:10px 0;border-bottom:1px solid var(--line)}.policy-menu a:hover{text-decoration:underline}.policy-copy{max-width:790px}.policy-copy>section{margin-bottom:35px;scroll-margin-top:135px}.policy-copy h2{font:600 22px/1.35 var(--sans);margin-bottom:14px}.policy-copy p{font-size:15px;color:var(--muted)}.policy-copy a{text-decoration:underline;text-underline-offset:3px;color:var(--green);overflow-wrap:anywhere}.policy-date{font-size:11px!important;text-transform:uppercase;letter-spacing:.08em;margin-bottom:35px}.download-panel{background:var(--green);color:#fff;padding:42px;display:grid;grid-template-columns:1fr auto;gap:30px;align-items:center}.download-panel h2{font-size:34px}.download-panel .button{background:var(--gold);color:var(--ink);border-color:var(--gold)}.download-panel p{color:#d9e6dc;font-size:14px;margin-bottom:0}.guide-content{display:grid;grid-template-columns:1.6fr 1fr;gap:70px;margin-top:70px}.guide-content h2{font-size:35px}.guide-content p{font-size:14px;color:var(--muted)}.guide-contents{padding-left:22px}.guide-contents li{font-size:14px;margin:10px 0;padding-left:5px}.references{margin-top:40px;padding-top:30px;border-top:1px solid var(--line)}.references h3{font-size:17px}.references ol{padding-left:22px}.references li{padding:9px 0;font-size:12px;color:var(--muted)}.references a{color:var(--green);text-decoration:underline;overflow-wrap:anywhere}.rate-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}.rate-card{padding:29px;background:var(--paper);border-top:2px solid var(--green)}.rate-card h3{font-size:18px}.rate-card b{font:400 45px var(--serif);color:var(--green);display:block;margin-bottom:12px}.rate-card p{font-size:13px}.credit-card{padding:28px;border:1px solid var(--line);margin:24px 0}.credit-card h2{font-size:26px}.credit-card a{font-size:13px;color:var(--green);text-decoration:underline;overflow-wrap:anywhere}.credit-card p{font-size:14px}.credit-card img{max-width:420px;margin-bottom:25px}
/* Calls to action and footer */
.cta{background:var(--green);color:#fff;padding:60px 0}.cta-inner{display:flex;gap:55px;justify-content:space-between;align-items:center}.cta .eyebrow{color:#dfc86e;margin-bottom:12px}.cta h2{font-size:40px}.cta p:not(.eyebrow){color:#c6dcd0;font-size:14px;max-width:650px;margin:0}.cta .button{border-color:var(--gold);background:var(--gold);color:var(--ink);flex-shrink:0}.cta .button:hover{background:#e6cd7d}.footer{background:#112c2c;color:#dee7e1}.footer-main{display:grid;grid-template-columns:1.65fr 1fr 1fr;gap:70px;padding:60px 0 48px}.footer .brand{margin-bottom:23px;gap:14px}.footer .brand img{width:60px;height:60px;border-radius:50%}.footer .brand strong{font-size:22px}.footer .brand small{font-size:7px;color:#bdccc3}.footer-brand>p{font-size:12px;color:#b5c7bb;max-width:335px}.footer-brand address{font-size:12px;line-height:1.9;color:#cad7ce}.footer-brand>.small{margin-top:15px;font-size:11px}.footer a:hover{color:#e0c463;text-decoration:underline;text-underline-offset:4px}.footer h2{font:600 11px/1.5 var(--sans);letter-spacing:.1em;text-transform:uppercase;color:#dcdcc8;margin:8px 0 22px}.footer ul{list-style:none;margin:0;padding:0}.footer li{margin:12px 0;font-size:12px;color:#b5c7bb}.footer-bottom{display:flex;justify-content:space-between;gap:20px;border-top:1px solid #354949;padding:24px 0 28px;font-size:10px;color:#adbdaf}.footer-bottom nav{display:flex;gap:22px}
@media(min-width:1600px){.hero-copy h1{font-size:74px}}
@media(max-width:1200px){.wrap{width:calc(100% - 56px)}.header-inner{gap:20px}.main-nav ul{gap:18px}.brand strong{font-size:22px}.brand img{width:58px;height:58px}.main-nav a{font-size:11px}.hero-grid{gap:48px}.hero-image{height:485px}.hero-caption{left:-15px;right:22px;padding:22px}.trust-strip span:not(:last-child):after{right:-24px}.split{gap:55px}.guide-grid{gap:55px}.footer-main{gap:40px}}
@media(max-width:1100px){.header-inner{position:relative;min-height:90px;flex-wrap:wrap}.main-nav{width:100%;padding:0 0 20px}.main-nav ul{justify-content:space-between;flex-wrap:wrap;gap:15px}.nav-ready .nav-toggle{display:block}.nav-ready .main-nav{display:none;position:absolute;top:100%;left:0;right:0;width:auto;background:#fff;padding:20px 25px;box-shadow:0 12px 18px #152b3218;border:1px solid var(--line)}.nav-ready .main-nav.is-open{display:block}.nav-ready .main-nav ul{display:block}.nav-ready .main-nav li{border-bottom:1px solid var(--line)}.nav-ready .main-nav li:last-child{border:0;margin-top:12px}.nav-ready .main-nav a{font-size:14px;min-height:47px}.hero-copy h1{font-size:55px}.hero-grid{gap:40px}.hero-image{height:472px}.hero-caption strong{font-size:17px}.hero-caption{gap:12px;padding:21px}.section{padding:76px 0}.trust-strip span{font-size:10px}.trust-strip span:after{display:none}.section-heading{gap:55px}.split{gap:40px}.editorial-photo{height:430px}.guide-grid{gap:42px}.detail-layout{gap:38px}.contact-grid{gap:45px}.policy-layout{gap:45px;grid-template-columns:225px 1fr}.footer-main{gap:40px;grid-template-columns:1.4fr 1fr 1fr}.footer .brand strong{font-size:19px}.footer .brand img{width:48px;height:48px}.footer .brand small{font-size:6px}}
@media(max-width:800px){.wrap{width:calc(100% - 42px)}.topbar-inner{font-size:10px}.topbar-inner>span:first-child{display:none}.topbar-inner>span:last-child{width:100%;display:flex;justify-content:space-between;gap:8px}.topbar b{display:none}.hero-grid{grid-template-columns:1fr;gap:40px;padding:44px 0 55px}.hero-copy{max-width:630px}.hero-copy h1{font-size:62px}.hero-copy p:not(.eyebrow){max-width:540px}.hero-copy .lead{font-size:21px}.hero-visual{max-width:630px;width:100%;margin:auto}.hero-image{height:420px;border-top-right-radius:75px}.hero-caption{left:0;right:38px;bottom:10px}.hero-caption strong{font-size:20px}.hero-copy .hero-note{font-size:10px!important}.trust-strip>.wrap{flex-wrap:wrap;justify-content:center;gap:13px 25px;padding:20px 0}.trust-strip span{font-size:10px}.section{padding:65px 0}.section-heading{grid-template-columns:1fr;gap:24px;margin-bottom:34px}.section-heading>p{max-width:550px}.services-grid{grid-template-columns:repeat(2,1fr);gap:16px}.service-card,.service-card:nth-child(4),.service-card:nth-child(5){grid-column:span 1}.service-card:last-child{grid-column:span 2}.service-card{padding:28px}.service-card h3{font-size:20px}.split{grid-template-columns:1fr;gap:40px}.editorial-photo{height:380px;max-width:650px;width:100%}.split-copy{max-width:650px}.guide-grid{grid-template-columns:1fr;gap:35px}.book-visual{min-height:340px}.book-cover{width:248px;height:340px;padding:25px}.book-cover b{font-size:65px}.book-cover strong{font-size:28px}.guide-grid>div:last-child{max-width:650px}.steps{gap:25px}.steps h3{font-size:19px}.steps p{font-size:13px}.page-hero{padding:20px 0 48px}.page-hero h1{font-size:49px}.page-hero .lead{font-size:17px}.crumbs{margin-bottom:30px}.detail-layout{grid-template-columns:1fr;gap:35px}.side-panel{padding:30px}.three-grid{grid-template-columns:repeat(2,1fr)}.brand-panel{min-height:390px}.quote-panel{padding:38px}.contact-grid{grid-template-columns:1fr;gap:38px}.contact-aside{padding:32px}.contact-main .email-display{font-size:24px}.policy-layout{grid-template-columns:1fr;gap:32px}.policy-menu{display:none}.policy-copy{max-width:none}.download-panel{grid-template-columns:1fr;padding:30px;gap:15px}.download-panel .button{justify-self:start}.guide-content{grid-template-columns:1fr;gap:35px;margin-top:50px}.cta-inner{display:block}.cta h2{font-size:36px}.cta .button{margin-top:27px}.footer-main{grid-template-columns:1fr 1fr;gap:38px;padding-top:46px}.footer-brand{grid-column:span 2}.footer .brand strong{font-size:24px}.footer .brand img{width:65px;height:65px}.footer .brand small{font-size:8px}.footer-bottom{display:block}.footer-bottom nav{margin-top:12px;gap:20px;flex-wrap:wrap}}
@media(max-width:500px){.wrap{width:calc(100% - 36px)}.topbar-inner{font-size:8px;letter-spacing:0;padding-block:8px}.header-inner{min-height:82px}.brand{gap:9px}.brand img{width:50px;height:50px}.brand strong{font-size:20px}.brand small{font-size:6.5px;letter-spacing:.1em;margin-top:5px}.nav-toggle{font-size:11px;padding:8px 9px}.nav-toggle span{font-size:12px;margin-left:4px}.hero-grid{padding:32px 0 45px;gap:31px}.hero-copy h1{font-size:45px;margin-bottom:20px}.eyebrow{font-size:9px;letter-spacing:.14em;margin-bottom:19px}.hero-copy .lead{font-size:18px;line-height:1.5}.hero-copy>p:not(.eyebrow):not(.lead){font-size:13px}.hero-copy .hero-note{font-size:9px!important}.hero-copy .actions{gap:10px;margin-top:24px}.button{padding:12px 16px;font-size:11px;min-height:47px;gap:12px}.button svg{width:16px;height:16px}.hero-image{height:315px;border-top-right-radius:62px}.hero-caption{right:20px;padding:18px 17px;gap:11px}.hero-caption strong{font-size:16px;line-height:1.3}.hero-caption span:not(.caption-symbol){font-size:10px}.caption-symbol{width:32px;height:32px}.hero-visual{padding-bottom:47px}.trust-strip>.wrap{gap:10px 20px}.trust-strip span{font-size:9px}.section{padding:53px 0}h2{font-size:35px}.section-heading{gap:20px;margin-bottom:30px}.section-heading>p{font-size:13px}.services-grid{grid-template-columns:1fr;gap:14px}.service-card,.service-card:nth-child(4),.service-card:nth-child(5),.service-card:last-child{grid-column:auto}.service-card{padding:27px;min-height:250px}.service-icon{margin-bottom:20px;width:40px;height:40px}.service-card h3{font-size:21px}.service-card p{font-size:13px;margin-bottom:15px}.editorial-photo{height:310px}.photo-label{font-size:8px;padding:15px 21px}.split{gap:32px}.split-copy p:not(.eyebrow){font-size:14px}.check-list li{font-size:12px;gap:11px}.guide-grid{gap:25px}.book-visual{min-height:320px}.book-cover{width:230px;height:320px;padding:24px}.book-cover strong{font-size:26px}.book-cover b{font-size:61px}.book-cover p{font-size:8px;margin-bottom:18px}.guide-grid>div>p:not(.eyebrow){font-size:14px}.guide-grid .small{font-size:12px!important}.steps{grid-template-columns:1fr;gap:22px}.steps article{position:relative;padding:24px 0 0 60px}.steps article>span{position:absolute;left:0;top:21px;font-size:31px}.steps p{max-width:none;margin-bottom:0}.faq summary{font-size:13px;padding:20px 30px 20px 0;line-height:1.5}.faq p{font-size:13px}.faq details>div{padding-right:15px}.page-hero h1{font-size:38px;max-width:100%}.page-hero .lead{font-size:16px}.page-hero{padding-bottom:39px}.crumbs{font-size:9px;gap:9px;margin-bottom:27px}.three-grid{grid-template-columns:1fr}.value-card{margin-top:0}.brand-panel{min-height:325px;padding:25px}.brand-panel img{width:230px;height:230px}.quote-panel p{font-size:32px}.quote-panel{padding:30px}.detail-layout h2{font-size:34px}.intro{font-size:14px}.service-sections article{gap:17px;padding:24px 0}.service-sections h3{font-size:18px}.service-sections p{font-size:13px}.side-panel{padding:26px}.side-panel h2{font-size:29px}.note-panel{font-size:12px;padding:21px 20px}.resource-group{margin-bottom:37px}.resource-card{padding:25px}.contact-main h2{font-size:36px}.contact-main .email-display{font-size:19px}.contact-aside{padding:28px}.contact-aside h2{font-size:29px}.policy-copy h2{font-size:20px}.policy-copy p{font-size:14px}.download-panel{padding:27px}.download-panel h2{font-size:30px}.download-panel p{font-size:13px}.rate-grid{grid-template-columns:1fr}.guide-content{margin-top:43px}.guide-content h2{font-size:30px}.cta{padding:45px 0}.cta h2{font-size:32px}.cta p:not(.eyebrow){font-size:13px}.footer-main{grid-template-columns:1fr 1fr;gap:27px}.footer-brand{grid-column:span 2}.footer .brand img{width:55px;height:55px}.footer .brand strong{font-size:22px}.footer .brand small{font-size:7px}.footer li{font-size:11px;line-height:1.6;margin:10px 0}.footer h2{font-size:10px}.footer-bottom{font-size:9px}.footer-bottom nav{font-size:10px;gap:17px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important;animation:none!important}}
@media print{.topbar,.main-nav,.nav-toggle,.cta,.footer,.actions,.skip-link,.book-visual{display:none!important}.site-header{position:static}.wrap{width:100%}.section,.page-hero{padding:20px 0}.hero-grid,.detail-layout,.policy-layout,.split{display:block}.hero-visual,.editorial-photo{height:230px}.policy-menu{display:none}.services-grid,.three-grid{display:block}.service-card,.resource-card{break-inside:avoid;margin:12px 0}body{font-size:11pt;color:#111}.paper,.page-hero,.home-hero{background:#fff}h1{font-size:32pt}h2{font-size:23pt}a{color:#111}p{orphans:3;widows:3}}
/* Final publication refinements. */
.guide-grid>.guide-content{display:block;margin-top:0;min-width:0}
.book-cover strong em{display:block;color:var(--gold);font-size:65px;font-style:normal;line-height:1.18;margin-top:5px}
.credit-card{min-width:0;margin:0;padding:25px}
.credit-card img{display:block;width:100%;max-width:100%;height:190px;object-fit:cover}
.credit-card h2{font-size:28px}
.credit-card a{display:inline-flex;align-items:center;gap:10px}
.credit-card a svg{width:15px;height:15px}
.note-panel+p{margin-top:24px}
@media(max-width:500px){.book-cover strong em{font-size:59px}.credit-card img{height:180px}}